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Jose Javier
Jose is 36 years old, single, and has one child. He lives with his mother in a neighborhood in the town of Masica, Atlántida.

For the past 15 years, Jose has managed a cafeteria at one of the schools in town. He has the help of one employee who prepares various foods such as meat turnovers, baleadas (the Honduran version of a burrito), and fried plantains with meat. Jose also offers soft drinks, juices, cookies, donuts, and other items. His customers are students of the school.

He is requesting his second loan in the amount of 25,000 HNL. The proceeds will be used to restock his business with soft drinks and juices. Jose hopes to grow his business so that he can generate more earnings to cover his family’s expenses.

View original language description ↓
Jose, tiene 36 años de edad, soltero, tiene un hijos y reside en una aldea del municipio de la Masica, Atlántida junto a su madre. El tiene 15 años de administrar una cafetería en uno de los institutos del municipio, cuenta con la ayuda de una empleada quien elabora varia comida como ser pastelitos de carne, baleadas, tajadas con carne, refrescos, jugos, galletas, churros, etc. Sus clientes son los alumnos del colegio. Esta solicitando un segundo préstamo es que de 25,000 lempiras con el cual va surtir de refrescos y jugos para su negocio. El espera que su negocio crezca y obtener más ganancias para cubrir con los gastos familiares.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 38
    View loans »
    Honduras Loans Fundraising
  • $8,919,800
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Jose Javier to buy soft drinks and juices.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Feb 28, 2013
Currency Exchange Loss:
Jul 18, 2014