He and his son work together every day from 8:00 A.M. to 4:00 P.M. His wife sells cosmetics, but she only works two days and does not earn much money for their children’s education and the household expenses. Their two children attend a state school. On the weekends when school is not in session, they help their father with his work so that they can all get ahead.
With this loan, he will buy more tools for his business such as hammers, rulers, and ceramic tiles. This will help him to obtain more work and also make improvements to his home. As a result, he can improve his family’s welfare.
Esta labor la realiza junto a su hijo todos los días desde las 8:00 de la mañana hasta las 4:00 de la tarde, la esposa trabaja en la venta de cosméticos pero el trabajo que realizan los dos no genera mucho dinero para la educación de sus hijos y en los gastos del hogar.
Sus dos hijos estudian en una escuela fiscal y los fines de semana cuando no van a la escuela ellos les ayudan a su papa en su trabajo juntos hacen esta labor para salir adelante.
Con el préstamo quiere poder comprar más herramientas para su negocio como martillos, reglas, ceramica y así pode tener mas trabajo y mejorar su vivienda. Para así darle un mejor bienestar a su familia.
More information about this loan
This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.
Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.
About Banco D-MIROBanco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.
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