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Patricia Del Carmen
Patricia has lived in a barrio in Managua for 45 years. She is a single mother with a son under her care, and she has worked as a secretary for more than 10 years for a government institution. Patricia has worked since she was very young to make headway so her son could go to college. She is requesting the loan from Kiva partner CEPRODEL to pay tuition and purchase a computer her son can use for his homework. This will allow her to improve her family's living standards. She is very grateful for Kiva and CEPRODEL for the good service and low interest rates you're providing, and she wants to keep working with together in the future, God willing, to pursue her dreams.
View original language description ↓
Doña Patricia Del Carmen habita en un barrio de Managua desde hace cuarenta y cinco año, es madre soltera con un hijo a su cargo, labora de secretaria con más de diez año de servicio para dicha institución del estado .Patricia del Carmen ha trabajado desde muy joven para sacar adelante a su hijo con el estudio universitario.

El crédito que solicita a CEPRODEL lo utilizara para pagar mensualidades y comprar una computadora que le urge para poder realiza su tarea.

Esto permitirá mejorar el nivel de vida para su familia.

Esta muy agradecido con Ceprodel y kiva , ya que "dice: que aparte que se le atiende bien también son bajos los intereses, y quiere seguir siempre trabajando con la institución si dios le presta más vida para seguir adelante con sus sueños".

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,675
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Patricia Del Carmen to pay for college expenses.
100% repaid
Repayment Term
28 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Feb 27, 2013
Currency Exchange Loss:
Jul 18, 2014