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Josefa Maria
Josefa is 64 years old and comes from San Isidro Matagalpa, although she has been living in Managua for 25 years. Josefa is a widow, mother of five children, and a retailer by trade. She runs a convenience store that she has owned for more than 20 years. She started working in retail using her own capital, and through her own efforts and without anyone else's help, she has managed to do well for herself. Her goal is to continue investing every day in her store to make more profits and to keep the business and her family stable. Her children are grown up now and support her with what they can. She is requesting the loan to buy rice, beans, sugar, soft drinks, snacks, and school supplies such as notebooks, pencil cases, erasers, rulers, etc. She believes that the loan will help her to buy all of the merchandise that she does not have at this time and increase her sales to create more income. She would like to make her store bigger and also make home improvements.
View original language description ↓
Doña Josefa de 64 años de edad, originaria de San Isidro Matagalpa, pero tiene 25 años de vivir en Managua, viuda, madre de 5 hijos, de oficio comerciante, es dueña de una pulpería de la que es propietaria hace más de 20 años. Inicio en el ámbito del comercio con capital propio, la cual con esfuerzo y sin ayuda de nadie ha logrado salir adelante, con el objetivo de seguir invirtiendo cada día mas en su pulpería, para obtener mejores ganancias y poder mantener estable su negocio y a sus hijos quienes ahora son mayores de edad y la apoyan con lo que pueden.
Ella esta requiriendo el financiamiento para comprar arroz, frijoles, azúcar, gaseosa, snacks y a la misma vez comprar útiles escolares como cuadernos, lapiceros, borrador, reglas, etc. Ella estima que este crédito le ayudara a comprar toda la mercadería que aún no tiene en existencia, espera incrementar sus ventas, para obtener mejores ingresos, dentro de sus planes futuros es ampliar el área de su negocio y al mismo tiempo mejorar la infraestructura de su casa.

About Nicaragua

  • $4,800
    Average annual income
  • 125
    View loans »
    Nicaragua Loans Fundraising
  • $24,544,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Josefa Maria to buy rice, beans, sugar, sodas, snacks and school supplies such as notebooks, pencil cases, erasers, rulers, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 9, 2013
Listed
Mar 1, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2014