He has been working for two years as a plumber in a company that gives maintenance to aqueducts and sewer systems. He uses his wages to provide for his family.
He is requesting a loan to buy construction supplies, such as bricks, iron, and cement because he wants to improve the family home.
Carlos is happy to receive this support as he cannot afford to make these improvements with his salary alone, as he needs to use that for other expenses. He thanks Kiva for the support offered to him which will allow him to improve his family’s quality of life.
Actualmente se desempeña como fontanero de una empresa de servicio de acueducto y alcantarillado desde hace más de dos años, con el salario obtenido lo destina para los gasto del hogar de su familia.
por ello solicita un crédito para la compra de materiales de construcción tales como ladrillo, hierro y cemento ya que está realizando mejora en su vivienda.
Carlos se siente feliz con este apoyo ya que manifiesta que con su salario realizar esta mejora en su vivienda se le hace más difícil ya que asume otros compromisos, pero a la misma vez agradece a kiva por el apoyo brindado ya que así dará una mejor condición de vida a su familia.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid