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Josué Tomas
Josué lives in the beautiful city of Estelí. He's in a common law relationship, he is a professor, his family nucleus comprises his two children and his life partner. His two children are school aged. Josué is identified as an honest, respectful professional.

Josué is a professor at a prestigious university and is proud to be a facilitator of knowledge and bearer of the development of youth in the country.

He is requesting a loan to buy a ceramic floor for his house, so he can upgrade his home, making it more beautiful and comfortable.

He expresses his gratitude to Kiva and feels motivated by the support he will receive through the loan, which will have an impact on his family. He'll be able to afford some university expenses and improve his home.
View original language description ↓
Josué habitante de la linda ciudad de Estelí, su estado civil es acompañado, profesión docente de educación superior, su núcleo familiar está compuesto por dos hijos y su compañera de vida, sus hijos ambos en edad escolar, Josué se identifica por ser un profesional respetuoso, honesto.

Josué se desempeña como docente de estudio superior en una prestigiada universidad el cual se siente orgulloso por ser facilitado de conocimiento y portador del desarrollo de la juventud del país.

solicita un crédito que lo va destinar para la compra de piso cerámica para el mejoramiento de su vivienda, así darle una mayor presentación y comodidad a su vivienda.

Expresa su gratitud y manifiesta sentirse motivada con kiva por el apoyo que se le brinda mediante los financiamiento ya que han sido de gran impacto en su familia ya que por medio de este servicio ha podido solventar algunos gasto universitario y ahora la mejora de su vivienda.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 139
    View loans »
    Nicaragua Loans Fundraising
  • $24,079,275
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Josué Tomas buy a ceramic floor, so he can improve his home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 12, 2013
Listed
Feb 27, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 21, 2013