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Judith Elizabeth
Judith is a humble young woman. She is 27 years old and desires to get ahead in life. She is from Managua and works selling cosmetics. She is married, is the mother of a 5-year-old child, and is in her third year of accounting studies. She started her business with her own capital and with assistance from her father who also works selling perfumes from the line of cosmetics. Later, her father traveled to Costa Rica in search of a better life and from there decided to leave the business to his daughter so she could manage it. She was able to do this through tremendous effort and hard work, and in doing so she was able to earn enough to continue to pay for her university education. One of Judith's reasons for maintaining her own business was to avoid working for other people. Her husband helps her manage her business.

Judith is requesting this loan in order to purchase cosmetic items such as perfumes and lotions in order to purchase all of the cosmetic items she does not currently have in stock, while also growing her business more each day by being able to increase her sales and earn more income. In the future she hopes to have her own perfume company and be able to provide employment for others. One of her next goals is to complete her university studies in order to have more opportunities and to develop more as a professional.
View original language description ↓
Judith una humilde joven, de 27 años de edad, con deseo de superación, se dedica a la venta de cosméticos, originaria de Managua, casada, madre de 1 hijos de 5 años de edad, estudia su tercer año de contabilidad. Inicio con capital propio con ayuda de su papa quien se dedicaba a vender perfumes de la línea de cosméticos, luego con el tiempo su papa viaja a Costa Rica para buscar una mejor vida, fue allí que decidió dejarle el negocio a su hija para que ella lo administrara, la cual con mucho esfuerzo y arduo trabajo ha podido sacar adelante, ya que con las ganancias que le genera su negocio ha podido continuar pagando sus estudios universitarios, una de las razones de Judith al mantener estable su propio negocio es para evitar trabajarles a otras persona. Cuenta con el apoyo de su esposo.
Judith solicita el financiamiento para comprar cosméticos como, perfumes, cremas, con el objetivo de comprar todos los cosméticos que aun no tiene en inventario, y a la misma vez hacer crecer su negocio cada día mas, para poder incrementar sus ventas y obtener mejores ganancias, sus planes futuros es poder tener su propia empresa de perfumes, para darles empleos a otras personas , una de sus metas próximas es poder terminar sus estudios universitarios, con la idea de tener mejor oportunidad y desarrollarse como una profesional.

About Nicaragua

  • $3,636
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $23,617,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $425 helped Judith Elizabeth to purchase cosmetics such as perfumes and lotions.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 29, 2013
Listed
Mar 2, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013