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Sara is from the Qarakert village of the Armavir region. She lives with her husband and two children and is involved in agriculture.

Sara runs a farm, which currently includes 15 cows and 7 pigs. Sara also grows 100 apricot trees with great love and pleasure. She works hard to gather a good harvest, and she sells it in the local market. Sara's husband helps her to run a farm and sustain the family.

Now Sara needs some financial support for the expansion of her farm. She has applied for this loan to pay for 4 bulls and forage for feeding the livestock. The loan is very important for Sara to expand her farm and to earn a higher income. That income will enable Sara to cover her family’s basic needs and improve her children’s living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $14,947,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Sara to pay for 4 bulls and forage for feeding the livestock.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Feb 25, 2013
Mar 2, 2013
Currency Exchange Loss:
Dec 17, 2014