Alfred, a father of four, has lived in Mukuru, an informal settlement in Nairobi, Kenya, for twenty years. He is among the respected members of the community and owner of some rental houses in the informal settlement.
He is currently employed in one of the industries that surround the informal settlement and has set up a business for his wife. In this way, the family has a constant income every month.
The idea of a Fresh Life toilet was initially hatched by his wife, and he had to talk to an existing owner to make the decision to invest in two. He believes that a Fresh Life toilet will give his family supplemental income.
Alfred wants to grow his toilet business and give his family a decent life for as long as he can.
More information about this loan
Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.
Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.