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Valentina is married and has an adult son. She has been selling candy at the market for the last 15 years. She is a kind and outgoing person, and is attentive to her customers at work.

Valentina is seeking a loan of 17,000 Ukrainian Hryvnya so she can renovate her bathroom and replace the windows in her home. She currently does not have a bathroom in her house. She wants to improve her housing conditions with the help of this loan.
View original language description ↓
Валентина замужем. У нее есть взрослый сын. Валентина продает кондитерские изделия на рынке на протяжении 15 лет. Она добрый и отзывчивый человек в жизни и внимательная с клиентами на работе.

Валентина просит предоставить ей кредит в сумме 17000 гривен. Она хочет сделать ремонт в ванной и заменить окна в доме. На данный момент ванной комнаты нет в доме. Валентина хочет улучшить жилищные условия благодаря кредиту.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Valentina to renovate her bathroom and replace her windows in her home.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Mar 4, 2013
Currency Exchange Loss:
Feb 20, 2015