Las Dalias Group
Update on Las Dalias GroupAnother member of the group is Nieves. She is 84 years old and a widow.
Nieves says that she has been making and selling bread for more than 50 years now. She has a bakery in a small kitchen in her house that has an oven and her work table. Her customers have been eating her bread for so long that it has become a tradition. She says that it is one of the best in the community because it is so delicious.
She started this business to provide for her children when they were young and to try to give them a better life. All of her children are married now and this business allows her to provide for herself.
Making the bread takes time. She first starts by mixing the ingredients to prepare the dough which she will form into loaves of bread. Later, she puts them on trays and bakes them. When they are done she puts them into large baskets to sell. She has a couple of children that help her sell them and she pays them for their service.
She is happy with her bakery and grateful that it has provided for her for 50 years and that she continues to earn a living.
With the loan through Vision Fund she will buy flour, sugar, salt and yeast so she can continue making her bread.
Nieves hopes that her bakery will continue growing so she can have a better quality of life.
Other group members are:
Fabiola – nutritional supplement sales
Jova – shoe sales
Marcela – food sales
Imelda - food sales
Rosa Maria – shoe sales
Tania – fruit and vegetable sales
Doña nieves platica que desde hace mas de 50 años se dedica a la elaboración y venta de pan, ella tiene su panadería en una pequeña galerita en su casa en la cual tiene su horno y su mesa de trabajo, este pan es ya una tradición entre sus clientes ya que tienen muchos años de consumirlo y se dice que es uno de los mejores de la comunidad ya que es muy rico.
Cuando ella inicio con esta actividad fue para sacar adelante a sus hijos que eran pequeños y para tratar de darles una mejor vida, actualmente ya todos sus hijos están casados y por medio de esta actividad ella tiene su propio empleo y gana su dinero alimentarse y lo que va necesitando.
La elaboración de su pan le toma tiempo ya que inicia mezclando los ingredientes preparar la masa de la cual formara las figuras del pan, posteriormente pone en charolas y hornea en cuanto esta listo lo pone en canastos para venderlo, ella tiene un par de niños que le ayudan a vender y ella les de un sueldo por su servio.
Ella esta contenta con su panadería ya que gracias a ella ha salido adelante por 50 años y sigue dándole frutos
Un crédito de Vision fund le ayudara a compra de harinas, azúcar, sal y levadura para continuar con su elaboración de pan.
Doña Nieves espera que su panadería continué creciendo para tener una mejor calidad de vida.
las demas integrantes del grupo son:
Fabiola Club de nutricion
Jova venta de calzado
Marcela venta de comida
Imelda venta de comida
Rosa Maria venta de calzado
Tania venta de frutas y verduras
Previous Loan DetailsFabiola is a member of the Las Dalias group, which is made up of five women. They chose this name to identify with the flower. The group is located in a sugar cane producing region and this community is located in Ingenio La Margarita, one of the main sugar producers. Fabiola is 33 years old a... More from Las Dalias Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid