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Alfa Y Omega (Flat) Group
In this Group: Santa Rosalia, Lucinda, Monserrat, Esperanza Julia, Cristian , Gabina Guadalupe
Alfa y Omega is the name of this group, which is made up of seven happy, hardworking, and honest people. Each of them has undertaken a business activity with the goal of having a better quality of life: Santa Rosalia sells cosmetics, Lucinda has a paper store, Monserrat sells footwear, Esperanza sells groceries, Cristina has a taxi service, and Gabina sells footwear. This group is located in a sugarcane region, where the main source of employment is planting and harvesting sugarcane.

Lucinda, 58, is one of the members of this group. She is has a secondary school education and she is married to Juan. She says that she has been a businesswoman for a long time, but she only managed to establish herself a short time ago. She rented a space in the center of her community where she sells paper goods, gifts, and toys.

She has this business because she would like to have a better quality of life and to contribute to her home expenses.

She says that she has gained clients little by little, because she offers good prices and looks after her business with a very friendly manner. This helps her to gain clients and increase her sales.

This loan from Vision Fund will help her to buy an assortment of pencils, mechanical pencils, sharpeners, white paper, colored paper, glue, bond paper, poster boards, scissors, colors, and felt-tip pens to re-stock her business, as well as some gifts such as wallets, teddy bears, chocolates, and perfume.

Lucinda says, "In the future, I would like to my business to be larger and have a better inventory, and to sell merchandise to many clients. I would like to thank you because without your help, we could not grow our small businesses."

Other factors which allow her to have good sales are the good location of her business and the fact that she constantly sells new products.
View original language description ↓
Alfa y omega es el nombre del grupo integrado por 7 personas alegres, trabajadoras y honestas cada una de ellas desarrolla una actividad económica con la intención de tener una mejor calidad de vida: Santa Rosalia venta de cosméticos, Lucinda papelería, Monserrat venta de calzado, Esperanza venta de abarrotes, Cristina servicio de taxi, Gabina venta de calzado. Este grupo esta ubicado en una región cañera donde la principal fuente de trabajo es la siembra y recolección de caña de azúcar.
Doña Lucinda es una de los integrantes de este grupo. Ella tiene la edad de 58 años, ella estudio la secundaria y este casada con don Juan.
Ella platica que durante mucho tiempo ha sido comerciante pero hace poco tiempo logro establecerse, rento un local en el centro de su comunidad en el cual vende papelería, regalos y juguetes.
Ella realiza esta actividad ya que desea tener una mejor calidad de vida y poner contribuir con los gastos de su hogar.
Ella dice que poco a poco a ganado clientes ya que tiene buenos precios y atiende su negocio de manera muy amable esto ayuda a ganarse a los clientes y que sus ventas aumenten.
Un prestamo de Vision Fund le ayuda a comprar variedad de lapices, lapiceros, sacapuntas, hojas blancas, hojas de color, pegamento, papel bond, cartulinas, tijeras, colores, plumones para resurtir su papelería y algunos regalos como carteras, osos de peluches, chocolates y perfumes.
Doña Lucinda dijo "me gustaría ver en un futuro mi negocio mas grande con un mayor surtido, también con mucho clientes se venda la mercancía. Me gustaría darles las gracias ya que con su apoyo no podríamos ver crecer nuestro pequeños negocio".
Otros factores que le ayudan a tener Buena venta a que su negocio esta en una buena ubicación y vende productos que siempre están saliendo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 4
    View loans »
    Mexico Loans Fundraising
  • $17,777,925
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Alfa Y Omega (Flat) Group's $3,350 loan helped a member to buy an assortment of pencils, mechanical pencils, sharpeners, white paper, colored paper, glue, bond paper, poster boards, scissors, colors, and felt-tip pens.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 30, 2013
Listed
Feb 27, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013