Grupo Los Globos Group
Update on Grupo Los Globos GroupLazara is a 45-year-old woman with a primary school education. She is currently single, and her children are now married. She lives in an area where sugar cane is grown, and the primary source of income is from the sowing and harvest of this crop.
She reports that she has always worked in order to provide a better life to her family. She has always made her living as a vendor. She started out selling Tupperware with her friends and neighbors but within a couple of years she was selling delicious sausage tacos. She sells her tacos on Friday, Saturday and Sunday out of a small corridor that she has in her home. She tells us that thanks to God, her sales are very good, and she always sells out of her food.
She needs this loan in order to buy meat, tortillas, onions, a variety of chili peppers, soft drinks and napkins. She hopes that her business continues to grow and that she can invest in some tables and chairs so that she can provide better service to her customers. She says "Thanks to your support we will be able to grow our businesses little by little and to have a better life going forward."
Lazara is one of ten members of the group "Los Globos". They gave this name to their group since this is the name of the neighborhood where the majority of the members live.
The rest of the members are:
Azucena - sells groceries
Israel - has a bricklaying business
Dolores -sells tortillas
Irene - sells clothing
Juan Carlos - sells footwear
Misael - sells clothing
Carolina - sells jewelry
Luz del Carmen - sells footwear
Maria de Lourdes - sells crafts
Doña Lazra dice que siempre ha trabajado ya para sacar adelante a su familia, ella siempre ha trabajado como comerciente inicio vendiendo topper con sus amigos y vecinos de la comunidad pero hace un par de años vende ricos tacos de visted y longaniza, ella realiza sus ventas los fines de semana (viernes, sabados y domingos) en un pequeño corredor que tiene en su casa. Doña Lazara nos dice que Gracias a Dios se vende muy bien y que ademas la comida siempre se vende. Ella necesita este credito para invertirlo en la compra de carne, tortillas, cebolla, servilletas, variendad de chiles y refrescos para la preparacion de sus alimentos. Ella espera que su negocio continue creciendo e invertir en la compra de algunas mesas y sillas para brindar un mejor servicio a sus clientes.
doña lazara diijo "gracias a su apoyo vamos poco a poco vamos haciendo crecer los negocios y tratando de tener una mejor vida saliendo adelante"
Doña Lazara es una de las 10 personas que integran n grupo llamado los globos, ellos dieron este nombre a su grupo ya que asi se llama el barrio donde vive la mayoria de sus integrantes. Los demas integrantes del grupo son:
Azucena venta de abarrotes
Israel servico de albañileria
Dolores venta de tortillas
Irene venta de ropa
Juan Carlos venta de calzado
Misael venta de ropa
Carolina venta de bisuteria
Luz del carmen venta de calzado
Maria de Lourdes venta de manualidades
Previous Loan DetailsYoung Israel is a member of the Grupo Los Globos. He is a 21-year-old who is currently attending college, he is single, and he lives with his family in a community that is located in a sugar cane region. He states that two years ago, he decided to start working as a master bricklayer because he w... More from Grupo Los Globos Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid