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Isaac is a young, hardworking 35-year-old man. He hails from the village of Mirama in the Mbarara district. He grew up without his parents after both of them died when he was at a very tender age. Issac was brought up by his grandmother who also died when he was just 15 years old. He then worked on people’s farms where he looked after goats. Because of his trustworthiness, he was given five goats as a gift, which laid the foundation for his success. He looked after those goats, and they multiplied to become over 30 goats. He used some of his goats to make a marriage offer and to acquire land to plant plantains. Last month he sold more than half of his goats to buy a piece of land for the rest of his goats to graze. Issac requests a loan of 1,800,000 UGX to buy building materials to construct a goat shed. He believes the shed will protect his animals from rain as well as diseases linked to poor hygiene. He is a hardworking and resilient young man. Issac is pictured with his wife and a UGAFODE staff member (middle).

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 288
    View loans »
    Uganda Loans Fundraising
  • $31,090,750
    Funds lent in using Kiva
  • 2,657.6
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Isaac to construct a goat shed.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 6, 2013
Mar 2, 2013
Currency Exchange Loss:
Feb 17, 2014