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Rafael Alberto
Rafael Alberto lives in the city of Managua and has worked as an instructor of plastic arts in a professional training center for more than six years. He teaches his skills to people with a strong desire to better themselves. Rafael works from eight in the morning to five in the evening to provide for his family’s livelihood.

Rafael is requesting this loan through CEPRODEL to pay for school expenses such as uniforms, shoes, backpacks and notebooks. He will use the rest to buy construction materials such as tile to install a floor in his house, which is made of earth.

This loan will help Rafael give his son a better education and future. Rafael is very grateful to Kiva and CEPRODEL for this opportunity and their support.
View original language description ↓
El señor Rafael Alberto vive en la ciudad Managua, se desempeña como instructor de arte plástica con más de seis año, en el centro de capacitación profesional, donde él enseña su habilidad a persona con espíritu de superación, labora desde la ocho de mañana hasta la cinco de la tarde para llevar el sustento a su familia.

El crédito que solicita a CEPRODEL lo utilizara para gastos escolares tales como uniforme, zapato, mochila, cuaderno y el resto lo invertirá en compra de materiales de construcción tales como cerámica boom, para poner piso ya que es de tierra su vivienda.

Este financiamiento le servirá para darle a su hijo una mejor educación para el futuro, con esta oportunidad que le ofrecerá kiva y Ceprodel quedaría muy agradecido, ya que es el único sostén de su hogar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Rafael Alberto to pay for school expenses such as uniforms, shoes, backpacks and notebooks and to buy construction materials such as tile to install a floor in his home.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Feb 27, 2013
Currency Exchange Loss:
Sep 17, 2014