This client, MARIAM, who is the first person seated from the left in the photo, intends to purchase 5 sacks of fonio (a kind of millet) at the Massigui market from fair-goers. She will resell the goods locally in the village to a customer base composed of men and women.
She envisions making an average monthly profit of 40,000 francs CFA that will be used to meet family needs. Part of the profits is reinvested in the commerce of grains.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce de céréales, des condiments et d’habillements.
Les femmes du groupe Badenya sont à leur vingtième prêt solidaire.
La cliente MARIAM, Première à partir de la gauche dans le rang des assises, compte acheter cinq sacs de fonio au marché de Massigui avec les forains qu’elle revend sur place dans le village à une clientèle composée de femmes et d’hommes.
Elle envisage réaliser un bénéfice moyen mensuel de 40 000FCFA qui sera utilisé pour ses besoins de la famille et une partie est réinvestie dans l’activité de commerce de céréales.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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