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Tojiniso is 48 years old and lives with her family in the Khuroson region. Her husband is currently earning a living as a migrant worker in the Russian Federation. She is a kind and hard-working woman who makes an equal contribution with her husband to providing for the family. For 10 years now, she has been working in animal husbandry. She buys cows and calves, fattens them, then sells them at the cattle market. Tojiniso is now seeking a loan to buy and sell cattle so that she can expand her business.
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Точинисо 48 лет. Она со своей семьей проживает в районе Хуросон. Ее муж в данное время находится на заработках в Российской Федерации. Точинисо добрая и трудолюбивая женщина. Она наравне с мужем обеспечивает семью. Точинисо уже 10 лет как занимается животноводством. Она покупает коров и телят, откармливает их несколько месяцев и затем продает на скотном рынке своего района. Сейчас Точинисо берет кредит для купли и продажи крупно-рогатого скота с целью расширения своего бизнеса.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 211
    View loans »
    Tajikistan Loans Fundraising
  • $29,711,000
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Tojiniso to buy and sell cattle.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Mar 1, 2013
Currency Exchange Loss:
Sep 17, 2013