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Alma
This is Alma, 47, a resident of Silang, Cavite, Philippines. She is already a widow but she has her children to help her in managing their household and operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Alma operates a pineapple farm. She grows pineapple on their farm located in Cavite. It is in the highlands where it is suitable to grow pineapple. She sells her product at the market and at fruit stores that she regularly supplies and to the local community. She earns a minimum of PHP 1,000 in sales every week.

To help her continue operations of her business, she is requesting a PHP 40,000 loan. She will be utilizing the loan to buy fertilizer and farm inputs for her business. Part of the loan will go to the maintenance of her farm. She expects a boost in her business income as she expands her business.

Alma hopes to expand her business and dreams of giving her children a good life. She meets up with her co-fellowship members to share stories of her work every week and draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1455
    View loans »
    Philippines Loans Fundraising
  • $59,151,425
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Alma to pay for fertilizer and farm inputs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 20, 2013
Listed
Feb 28, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013