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Martha Del Carmen
View original language description ↓
In the city of Chinandega in the Bisne market, Mrs. Martha P. works selling various products to her customers: backpacks, underwear, toys, plastic products, etc. She works hard in her store in order to support her family in her humble home.

She is seeking a loan from Ceprodel in order to purchase more merchandise to continue selling in her store. She hopes the loan will be granted so that she can improve her income and continue supporting her family.

Translated from Spanish by Scott Crandall, Kiva Volunteer.

En la ciudad de Chinandega, en el Mercado el Bisne, la señora Martha P. se dedica al negocio de venta de productos generales ofreciendo a sus clientes mochilas, fajas, juguetes, productos plásticos, etc. vendidos esforzadamente con el propósito de mantener su humilde hogar al que tiene que mantener.

Hoy en día ella acude a Ceprodel para ser beneficiada con el crédito necesario que le permita la compra de su mercadería para continuar con su negocio. Espera confiadamente que su crédito será otorgado y de esta manera mejorará sus ingresos en su sector de habitación.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 19.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Martha Del Carmen purchase of merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 12, 2008
Jun 23, 2008
Currency Exchange Loss:
Jan 15, 2009