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Gracy Mariel
Gracy, 22, works in graphic design. She is a student with a major in marketing and publicity, and she has been able to continue her studies by being financially supported by her parents. Today, she is requesting a loan to be able to pay for a specialized course which will allow her to complete her higher education. This excites her greatly because it will give her an opportunity to apply for a better job with more knowledge.
View original language description ↓
Gracy tiene 22 años, labora en diseño grafico, es estudiante de la carrera de marketing y publicidad, apoyada de sus padres económicamente ha continuado con sus estudios, ahora ella solicita un préstamo para poder pagar un curso de especialización para culminar sus estudios superiores, lo cual le da mucha emocion por que es una oportunidad para optar a un mejor empleo con mayores conocimientos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 24.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Gracy Mariel to pay for a specialized course.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Feb 19, 2013
Feb 27, 2013
Currency Exchange Loss:
Oct 17, 2014