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Señor De Huanca Group
In this Group: Beatriz Cristina, Jennifer Karen*, Ruth Analy, Gregoria Amanda, Victor Hugo*, Roy Erick, Plisetskaya, Juana Maria, Carmen, Fredy, Gregoria
* not pictured

Update on Señor De Huanca Group

A group of neighbors and friends established the “Señor de Huanca” Communal Bank in the district, province and department of Cusco. This bank is made up of several people who are constantly looking for opportunities to get ahead and to provide a better future for their children through their daily efforts. The members of the bank have different businesses, including photocopying, a grocery store, a multi-service store and milk sales.

Juana is a member of the communal bank. She is 60 years old and a widow with five children. She was born in the city of Cusco and continues to live in the city of her birth. She owns a hardware store and has had the business for 30 years. It has been doing well. Juana needs the current loan to purchase more merchandise, such as paint, nails and other items.

The bank members are grateful for the opportunity being provided to them and are committed to making their respective payments within the established time period.
View original language description ↓
Un grupo de vecinos y amigos formaron el banco comunal “Señor de Huanca” del distrito de Cusco de la provincia de Cusco del departamento del Cusco. Este banco comunal está conformado por varias personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Los otros socios se dedican al negocio de fotocopiadora, negocio de venta de tienda de abarrotes, negocio de venta de multiservicios y negocio de venta de leche.

Juana es miembro del banco comunal tiene 60 años de edad es viuda pero tiene cinco hijos, ella nació en la ciudad del Cusco y vive en la misma ciudad donde nació, ella se dedica a la venta de ferretería. Ya son 30 años que se dedica a este negocio y le va muy bien. Juana en esta oportunidad requiere el préstamo para comprar más mercadería como pintura, clavos y otras cosas más.

Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Previous Loan Details

The borrowers belong to the “Señor de Huanca" communal bank. This bank is located in the district of Cusco, in the province and department of Cusco. The borrower is Beatriz Cristina. She is 25, in a common-law relationship, and has one son. She works as a street vendor selling gelatin dessert... More from Señor De Huanca Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 95
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Huanca Group's $4,375 loan helped a member to buy more merchandise, such as paint, nails and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 4, 2013
Mar 1, 2013
Currency Exchange Loss:
Sep 17, 2013