The loan they’ll take out will benefit small businesswomen like Rebeca. She indicates that she’s been a member of Pro Mujer for a year and a half having joined thanks to an invitation from a girlfriend who is a member of the institution. She currently has business selling furniture. She relates that she learned this business from her husband since he knew this occupation. Later on they decided to open their own carpentry shop.
The loan she’ll take out now is to increase capital. She will buy lumber from suppliers in La Paz and Oruro and after manufacture will sell in the city of El Alto. This way of working makes it possible for her to earn resources to support her home the best way possible because she’s married and has five children. When asked what she likes about Pro Mujer, she answers that she likes the health training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rebeca es integrante, ella indica que hace año y medio que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de muebles; cuenta que este negocio lo aprendió de su esposo, ya que el sabía este oficio, posteriormente deciden abrir su propio taller de carpintería.
El crédito que ahora sacará es para el aumento de capital (compra de madera) que adquirirá de las barracas de la Paz y Oruro y posteriormente a la elaboración lo comercializara en la ciudad de El Alto. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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