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Karin Javier
Karin, 23 years old, is an industrial engineer already. At the moment he is working in this profession. However, his greatest wish is to complete his postgraduate studies in project management. This is very important for his professional and personal development.

That is why he is asking for the support of a loan, in order to pay for the aforementioned course. His income is low and he cannot pay for the course in one go. He can only make this dream a reality by obtaining financing.
View original language description ↓
Karin de 23 años ya es ingeniero industrial y actualmente está ejerciendo su profesión, pero su mayor deseo es culminar sus estudios de post-grado en gerencia de proyectos, lo cual es muy importante para su desarrollo laboral y personal, por lo que solicita apoyo de crédito para poder pagar el curso mencionado ya que sus ingresos son bajos y no puede cubrir este gasto de un solo pago, solamente con financiamineto podra hacer posible este sueño.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $3,636
    Average annual income
  • 118
    View loans »
    Nicaragua Loans Fundraising
  • $24,043,075
    Funds lent in using Kiva
  • 24.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Karin Javier to pay for a postgraduate course.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 19, 2013
Feb 27, 2013
Currency Exchange Loss:
Mar 17, 2014