María is married. She has a son and lives in Chimbo in the Bolivar province with her son and husband.
María works in agriculture, sowing corn on rented land. The loan she is applying for is to buy seeds, fertilisers and manure so as to sow a quality product that she will be able to sell for a fair price.
With the loan María can buy the necessary items to grow corn. María's dream is to save a little money to go on a trip to the beach, as she has never been before. In her spare time she likes to read romantic stories.
Maria es casada tiene un hijo vive en Chimbo provincia de Bolivar con el esposo y con el hijo.
Se dedica a la agricultura a la siembre de maiz en terrenos arrendados. El credito lo solicita para la compra de semillas, fertilizantes y abonos para cocechar un producto de calidad y vender a precio justo y tener utilizades.
Maria con el credito ha podido comprar lo que necesita para el cultivo de maiz, el sueño de maria es ahorra un poco de dinero y salir de paseo a la playa ya que no ha tenido la oportunidad de conocer. En los momentos libre le leer historias romanticas.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!