Yusuf is a 47-year-old married man with 6 children living in Fort Portal, Uganda. He is involved in the transport sector and with the proceeds he has been able to buy land and renovate his residential house. Yusef is a responsible father who is determined to change his life and that of his children by educating them up to university, so that they can have reputable jobs. High fuel prices and mechanical break down affect his business growth, while his desire is to buy another taxi. Yusuf intends to use the loan to pay school fees for his children.