SALI, the first person standing from the left in the photo, is the seller of condiments in the group. She intends to use her loan to purchase 4 packs of material, 5 boxes of tomato paste (small, medium, and large cans), 6 baskets of fresh vegetables, and 4 sacks of potatoes. She gets her supplies from peasant producers and wholesalers. Accepting cash or credit from a customer base composed essentially of women, she makes her sales retail at home and at the market.
With this loan, Ms. SALI plans on making an average monthly profit of 37,500 francs CFA that will be used for reinvestment in the business and helping her husband to cover certain family expenses. Her ambition is to increase her sales, so as to satisfy her customers more.
Elles sont à leur neuvième prêt avec l’institution de micro finance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle.
SALI 1 ère debout à gauche sur la photo est la vendeuse de condiments du groupe. Elle compte utiliser son prêt pour acheter, 4 emballages de substances, 5 cartons de tomates concentrées (petite-moyenne et grosse boites) et 6 paniers de légumes frais 4 sacs de pommes de terre.
Elle s’approvisionne auprès des paysans producteurs et des grossistes et effectue ses ventes en détail, au comptant et à crédit, à domicile et au marché, à une clientèle composée essentiellement de femmes.
Madame SALI compte réaliser avec ce prêt un bénéfice mensuel moyen de 37.500 FCFA qui sera utilisé, pour être réinvesti dans l’activité et aider son mari dans certaines dépenses familiales.
Elle ambitionne d’augmenter son chiffre d’affaire pour mieux satisfaire sa clientèle.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid