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Miriyagnouma Group
In this Group: Assana , Pene , Oumou, Maimouna, Ramata
The five members of the group MIRIYAGNOUMA are essentially married women, who average 37 years of age and three children each. The women live for the most part in polygamous families in QUARTIER BABEMBA, a working-class district in Sikasso City (3rd administrative region of the Republic of Mali). They are on their third loan with the microfinance institution Soro Yiriwaso out of concern for satisfying the needs of their customers.

Ms. ASSANA does commerce in 'pagnes' (the colorful cloth of western Africa) in this group of women. She is the one standing second from the left in the photo. She intends to use her loan to purchase about 10 lengths of 'pagne' cloth that she sells retail locally and at the market in Sanoubougou II.

She envisions making an average monthly profit of 22,000 francs CFA. Part of the profits are used to pay back the loan with interest, and the other part goes toward her savings.
View original language description ↓
Les cinq membres du groupe MIRIYAGNOUMA sont essentiellement de femmes mariées avec une moyenne d’âge de 37 ans, et ont en moyenne 3 enfants. Elles vivent la plupart dans des familles monogamiques au QUARTIER BABEMBA un des quartiers populaires de la ville de Sikasso 3ème région administrative du Mali.
Elles sont à leur 3ème prêt avec l’institution de micro finance Soro Yiriwaso dans le souci de satisfaire le besoin de leur clientèle.
Mme ASSANA fait le commerce de pagnes dans ce groupe de femmes. Elle se tient debout en 2 ème position de la gauche vers la droite.
Elle compte acheter avec son prêt environ 10 pièces de pagnes qu’elle revend en détail sur place et au marché de Sanoubougou II.
Elle envisage réaliser un bénéfice mensuel moyen de 22 000FCFA dont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 13
    View loans »
    Mali Loans Fundraising
  • $10,215,175
    Funds lent in using Kiva
  • 502.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Miriyagnouma Group's $1,000 loan helped a member to purchase 'pagne' cloth.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Mar 1, 2013
Currency Exchange Loss:
Aug 17, 2013