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Teresa De Jesus
Teresa is a hard-working and determined women who seeks to get ahead in life. She is happily married and has one child with her husband. They earn their living through farming basic crops such as maize, beans and coffee on a small scale, and then selling the products in the areas surrounding her town, at the local market and from her house. She has worked in agriculture for over 15 years. Her parents were farmers and since she was a little girl have taught her about this activity. Her crops are at a distance of 2 kilometers from her house. She walks this distance every day to look after and monitor the crops, since these types of crops require a lot of care. 

Teresa did not have the opportunity to study but she is very grateful for the help of her parents in helping her to go to school up until the 3rd grade of primary education since they did not have many resources. 

Teresa is now asking for help to buy fertilizers, manure and fumigation pumps for her coffee plantation and in this way avoid the destruction of her crops by leaf rust fungus (Roya) which can completely destroy coffee plantations if they are not treated on time. 

Her dream is for her coffee plantations to become as productive as possible so that in this way she can continue helping her husband with the daily household expenses and provide her son with a good university education  so that he can have more employment opportunities and a better quality of life.
View original language description ↓
Teresa es una mujer emprendedora y luchadora con muchos deseos de superación feliz mente casada madre de un hijo junto a su esposo se dedican a la actividad de cultivo y producción de granos básicos como ser maíz, frijoles y café en pequeña escala producto que es comercializado en los alrededores y cercanías de su pueblo, mercado local y de su vivienda. Ella se dedica a la agricultura hace más de 15 años siendo sus padres agricultores desde toda una vida los que le enseñaron dicha actividad sus cultivos están a una distancia de 2 kilómetros de su casa de habitación al cual se traslada a pie diariamente para su asistencia y monitoreo ya que este tipo de cultivo necesita mucho cuidado. Teresa no tuvo la oportunidad de estudiar pero agradece mucho el esfuerzo de sus padres por haber podido ayudarla a cursar hasta el 3 grado de educación primaria ya que sus recursos económicos eran pocos.

Teresa hoy en día solicita ayuda para la compra de fertilizantes, abono, bombas de fumigación para su cultivo de café de esta forma evitaría que su cultivo se enfermera con la roya la cual afecta y destruye cultivos completos de café de no ser tratada a tiempo.

Sus sueños es que sus cultivos de café sean los mas productivos para que de esa manera pueda seguir ayudando a su esposo con los gastos de la canasta básica, como también poder darle a su hijo una buena educación prepararlo a nivel universitario para que pueda tener mejores oportunidades de empleo, un mejor estilo de vida.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,241,875
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Teresa De Jesus to buy fertilizers, manure and fumigation pumps for her coffee plantation.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 22, 2013
Listed
Feb 26, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014