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Santos Xiomara
Santos Xiomara is a striving, enterprising woman with desires to succeed with her husband. They have a daughter at home who is in primary school and after she gets out of school, she helps her mother with the chores at home and her husband helps her in the fields with the cleaning, pruning, and cutting. Santos Xiomara has a primary school education and only studied up to fourth grade because her parents are poor. They taught her to work on the farm in coffee planting and cultivation. She has been engaged in farming for ten years. She owns the land where she cultivates her crops and acquired it through great effort and determination. Her crops are located three kilometers from her home. Thanks to a good investment and money management, she was able to buy a car which helps her to reach her crops and carry the tools for their maintenance.

Currently, Santos Xiomara is requesting help to purchase fertilizers, organic fertilizer, and other inputs for her coffee cultivation that are difficult to acquire because of their high cost. Her dream is that her crops are one of the most productive in the region. In this way, she will be able to educate her daughter so that she will have a better quality of life, better employment opportunities, and a higher level of education since coffee growing is her family’s only source of work and income.
View original language description ↓
Santos Xiomara es una mujer luchadora, emprendedora y con deseos de superarse junto a su esposo en hogar tienen una hija la cual está en primaria y al salir de sus actividades escolares ayuda en con los quehaceres en su casa a su madre y el en campo le ayuda el esposo con las actividades de limpieza, poda y corte del mismo. Santos Xiomara tiene un grado de educación primaria cursado hasta el 4 grado ya que sus padres son de escasos recursos por lo cual ellos le enseñaron a trabajar en la agricultura en la siembra y cultivo de café. Ella se dedica a la agricultura hace más de 10 años el terreno donde están sus cultivos es propio el cual lo adquirió con mucho esfuerzo y empeño. Sus cultivos están a una distancia de tres kilómetros de su casa de habitación por lo cual gracias a la buena inversión y forma de utilizar el dinero pudieron comprar un carro el cual les ayuda a llegar y trasportar las herramientas para el mantenimiento de su cultivo.

Santos Xiomara actualmente solicita ayuda para la compra de fertilizante, abono y otros materiales para su cultivo de café que le es difícil adquirir debido al su alto costo.

Su sueño es que su cultivo sea uno de los más productivos de la zona de esa manera poder educar a su hija para que tenga una mejor calidad de vida, mejores oportunidades de empleo, un mejor nivel de educación, ya que el cultivo de café es la única fuente de trabajo e ingresos de nuestra familia.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,152,550
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Santos Xiomara to purchase fertilizers, organic fertilizer, and other inputs for her coffee cultivation.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 22, 2013
Listed
Feb 26, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 19, 2015