Freddy Alonso is 30 years old, unmarried, and has a daughter. He lives with his family in Chimbo in the province of Bolívar. He works at a public institution. He is requesting the loan to purchase a refrigerator and washing machine. With the help of this loan, he will be able to purchase the much needed appliances for his home. He will make the purchases in Guaranda. His dream is to improve his standard of living. The challenges he faces are illnesses. In his free time, he enjoys playing football.
FREDDY ALONSO tiene 30 años de edad es soltero tiene una hija, vive con unos familiares en Chimbo Provincia de Bolívar.
FREDDY ALONSO trabaja en una institución Pública. Solicita el crédito para comprar una refrigeradora, lavadora. Con la ayuda del crédito podrá comprar los electrodomésticos que tanta falta le hace en la casa.
Las compras las realizará en la ciudad de Guaranda.El sueño es cambiar el nivel de vida. Los desafíos a los que se nefrenta son las enfermedades. En el tiempo libre le gusta jugar futbol.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!