They are on their thirtieth loan with the micro-finance institution Soro Yiriwaso. This helps them satisfy the needs of their customers. Their previous loans have all been repaid on time.
Among this group of women, Dialia sells Sounbala [ground, cooked, and fermented seeds of the néré tree]. With [her part of] the loan, she hopes to buy 10 sacs of néré beans [from the African Locust tree]. She procures the beans from the villages around Kaboila. After she prepares the beans, she resells them on special market days in Sikasso with her family to male and female customers.
She hopes to earn an average monthly income of 35,000 francs CFA, in which a part will be used to pay back the loan and the interest and the other part will be used for her savings.
Elles sont à leurs trente unième prêts avec l’institution de micro finance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle, les prêts passés ont été correctement rembourssés.
DIALIA fait le commerce de Sounbala dans ce groupe de femmes
Elle compte acheter avec son prêt 10 sacs de noix de néré. Elle s’approvisionne dans les villages environnants de Kaboïla village.
Elle les revend après transformation au grand marché de Sikasso ville le jour de foire et en famille à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel de 35.500 FCFAdont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne .
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid