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Irma Yolanda
Irma is a 31-year-old woman. She is widowed and has three children, all under the age of 18, who depend on her. Her husband sadly died four years ago, victim of a violent murder outside of their neighborhood. When she was younger, her parents had a very low income and could not support her in her studies, so she decided to learn how to work the land from a very young age. She married when she was 19 and was happily married for eight years. Her in-laws very kindly gave her and their grandchildren a plot of land to grow coffee so that she could provide for herself and her children in terms of clothing, food and medicines, etc. First of all she is thankful to God, her parents, and her in-laws who help her with her children’s expenses while the harvest is ending. She uses part of her earnings to invest in her crops, and spends the other part on her family as her children are growing up and the expenses are increasing. Her crops are six kilometers from where she lives, and she travels to them on foot.

Irma want to improve her situation and has the support of her parents and in-laws. She is currently requesting a loan to buy fertilizer, manure, and water pumps to fertilize her coffee crops in order to have a good harvest this year.

Her goals, hopes, and dreams are to be able to give her children a good education so that they have a better quality of life, better job opportunities,and can support her in what she knows best how to do, which is agriculture, although it is very tiring work.
View original language description ↓
Irma es una mujer de 31 años de edad de estado civil viuda con 3 hijos menores de edad los cuales dependen de ella, su esposo desgraciada mente falleció hace 4 años ya que le quitaron la vida de manera violenta fuera de su comunidad. En su juventud sus padres de muy bajos recursos no pudieron ayudarle con sus estudios lo que a muy temprana edad decidió aprender a trabajar la tierra. Posteriormente decidió casarse a una edad de 19 años felizmente casada su matrimonio duro 8 años. Hoy en día sus suegros con gran cariño hacia ella y sus nietos le regalaron una propiedad la cual esta cultivada con café para que ella pudiera dar asistencia a su cultivo y poder cubrir sus necesidades y las de sus hijos como ser: vestimenta, alimentación, medicinas, etc. Muy agradecida con DIOS en primer lugar, sus padres, y sus suegros le ayudan con parte de los gastos de sus hijos mientras la cosecha se termina de producir para luego poder volver a invertir un poco de las ganancias en sus cultivos y la otra parte para su hogar ya que sus hijos van creciendo y los gastos son mas. Sus cultivos están a una distancia de de 6 kilómetros de su vivienda al cual se traslada diariamente a pie.

Irma tiene muchos deseos de salir adelante tomando en cuenta el apoyo que le brindan sus padres y suegros hoy en día solicita ayuda para la compra de fertilizante, abono, bombas de riego para abonar sus cultivos de café y poder sacar este próximo año una buena cosecha.

Su meta, sus esperanzas y sus sueños es poder educar a sus tres hijos para que de esa manera ellos tengan una mejor calidad de vida, mejores oportunidades de empleo y puedan ayudarle con lo que ella mejor sabe hacer a pesar de ser cansado el apoyo con la agricultura.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 30
    View loans »
    Honduras Loans Fundraising
  • $8,146,250
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Irma Yolanda to buy fertilizer, manure and water pumps to improve her coffee crop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 22, 2013
Listed
Feb 26, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 19, 2015