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This is 34-year-old Fatmata. She is married and has four children aged 15yrs, 9yrs, 5yrs and 1 year old. In 2006, Fatmata established her soft drinks, alcohol, wine, provisions and cigarettes business. She began her business after her husband gave her starting capital to be supportive at home in terms of domestic affairs.

Working 6 days a week and 12 hours a day, she earns about Le 1,800,000 every month from this business. She would like a loan in the amount of Le 5,000,000. Fatmata requires a loan in order to buy drinks, provisions and cigarettes. She hopes that this loan will enable her to increase her monthly profits by approximately Le 600,000. In the future, Fatmata plans to establish a bigger business and also to be a supplier of alcohol and soft drinks. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,328.2
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Fatmata to buy drinks, provisions and cigarettes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Feb 28, 2013
Currency Exchange Loss:
Oct 17, 2013