This client, MARIAM, who is seated in the middle in the photo, intends to purchase a cart load of yams from Dioïla wholesalers and then resell the yams locally in the village and at nearby fairs.
She envisions making an average monthly profit of 10,000 francs CFA that will be used to meet family needs. Part of the profits will be reinvested in this business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce d’habits, de condiments, des tubercules et de céréales.
Les femmes du groupe Ben sont à leur troisième prêt solidaire.
La cliente MARIAM, assise au milieu, compte acheter un chargement de charrette d’ignames avec les grossistes de Dioïla pour ensuite les revendre sur place dans le village et des les foires environnantes.
Elle envisage réaliser un bénéfice moyen mensuel de 10 000FCFA qui sera utilisé pour ses besoins de la famille et une partie est réinvestie dans l’activité de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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