Immaculate is a 40-year-old hardworking woman with 3 children living in Fort Portal, Uganda. She sells clothes and also has rental houses where she earns extra income. The ever changing customer preferences and price fluctuation affect her business growth while her desire is to own a modern boutique. She is a good mother and desires to educate all her children up to the University level; one of them is already there. Immaculate intends to use the loan to buy clothes and pay school fees for her children.