Migena, in her thirties, is an Egyptian woman who is married and has two children who are attending public school. They live in a major city in southern Albania in their community. While her husband has a job and works every day, she has been a stay-at-home mom for years now since there were no work opportunities for her. Nevertheless, Migena has been enjoying taking care of her family, so far.
“I wish I had a job so I could provide financially for my family, yet, what I have been doing all these years,is been more fulfilling to me and I wouldn’t change that for anything else,” she said smiling.
More information about this loan
Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.
About VisionFund AlbaniaVisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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