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Murman is a 52 year old married man living in the Kharagauli district with his wife, two grown sons and retired sister. The family owns an agricultural plot of land where they grow different kinds of vegetables. They also have one milk cow and 10 pigs. Murman’s wife milks the cow and makes dairy products. The family sells the produce, dairy products and piglets in the local markets and they have a small monthly income.

With the requested loan Murman will be able to buy building material to build a cattle shed. As he has had problems buying these materials, he was going to sell his cattle. The Kiva loan will give him an opportunity to save the cattle, build a proper shed and look after them better. After the shed is built Murman will be able to increase the number of cattle in the future and implement his plans. This will help the family to expand their business, increase their income and give them a chance to have better living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $7,896,375
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Murman to build a cattle shed.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Mar 1, 2013
Currency Exchange Loss:
Sep 17, 2014