Merab is a 27 year old single woman. She has a child who is 7 years old. She describes herself as an innovative and honest woman . She operates a retail store where she sells clothes and shoes . She has been involved in this business for 3 years. Her business is located within a busy market and her primary customers are local area residents. She describes her biggest business challenge to be the shortage of clothes and shoes to sell. She will use the Kes 20,000 loan to buy additional shoes and clothes to sell. Her business goal is to run a well established boutique within 5 years. This is her first loan with SMEP DTM.