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Update on Janyl

Janyl had a positive experience with good results from the first project she undertook with the help of Kiva. Today, she brings in around 15,000 KGS monthly, and, thanks to her work, now owns 2 horses, 15 sheep and 3 cows. Janul has turned to Bai Tushum and Partners for a loan of 135,000 to buy calves and sheep.
View original language description ↓
Жаныл получила хороший результат от первого проекта который он а осуществила с помощью КИВА. На сегодняшний день Жаныл имеет ежемесячный доход в размере 15,000 KGS. В хозяйстве сегодня имеется 2 лошади, 15 овец и 3 коровы. Жаныл обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку телят и овец.

Previous Loan Details

Janyl J. is 51, widowed, and has three children. She has been working as a doctor's assistant at the local hospital for the last thirty years and is known as a very open-hearted and responsible person. Unfortunately, salaries of medical personnel are low, so in order to find an additional means ... More from Janyl's previous loan »

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 63
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,891,700
    Funds lent in using Kiva
  • 47.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,850 helped Janyl to purchase calves and sheep.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Feb 26, 2013
Currency Exchange Loss:
Sep 17, 2014
This photo was used before for a previous loan for Janyl. It was first posted on Kiva on Apr, 2011. Learn More