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Alma has been engaged in selling AVON and MSE products for over two years. She successfully provides a good source of income through her diligence. She is aiming for a higher income that would make her living conditions better. This motivated her to borrow a loan amount of PHP 15,000 to buy lotion, lipstick, face powder and shampoo to resell at a higher price. She wants to grow her primary business so that she will able to save for her future.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1855
    View loans »
    Philippines Loans Fundraising
  • $61,075,150
    Funds lent in using Kiva
  • 40.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Alma to buy lotion, lipstick, face powder and shampoo.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 22, 2013
Feb 27, 2013
Currency Exchange Loss:
Sep 19, 2013