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Johana Esmix
Young Johana is 20 years old. She is single and lives in the city of Imperial with her parents and siblings. She is a very friendly, hard-working and enthusiastic person, with a great desire to move ahead. Thanks to her efforts and the support of her parents, Johana was able to study confectionery. In her spare time she likes to prepare delicious desserts to share with her family.

With her own initiative and a lot of determination and dedication, Johana has now been working as a field labourer for two years at a farm in her city. She works every day from early in the morning for around eight hours. In addition she has a small business raising and selling guinea pigs.

Johana is very grateful to Kiva lenders because thanks to the support provided she will be able to buy straw, plastic, wire-mesh, a feeding-trough and other items to build a small enclosure for her guinea pigs. So, she will continue to work and put in the effort to achieve her grand dream of studying to become a secretary and so prosper.
View original language description ↓
Johana es una joven de 20 años, es soltera, vive en la ciudad de Imperial con sus padres y hermanos, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; gracias a su esfuerzo y al apoyo de sus padres, Johana ha podido estudiar una pequeña carrera de repostería, en sus ratos libres le gusta preparar deliciosos postres para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, desde hacer dos años, Johana trabaja como obrera de campo en un fundo de su ciudad, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas, adicionalmente tiene un pequeño negocio de crianza y venta de cuyes.
Johana se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de palos, plásticos, maya metálica, comedero y otros, de esta manera Johana podrá construir un pequeño corral para sus cuyes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de poder estudiar la carrera profesional de Secretariado y así desea salir adelante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 95
    View loans »
    Peru Loans Fundraising
  • $56,037,525
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Johana Esmix to build an enclosure for her guinea pigs.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 23, 2013
Feb 26, 2013
Currency Exchange Loss:
Sep 17, 2013