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Cayo
Cayo is a 45-year-old man who lives in the city of Ica with his wife and children. His family is his motivation in life. He is a kind, hard-working, and enthusiastic person, and both he and his wife work very hard to provide a good life for their family. Cayo started studying to become a teacher, but due to lack of financial support and needing to work, Cayo could not finish his studies, although he would still like to. In his free time, he likes to read a little and sometimes cooks a delicious Cuy Chactado (fried guinea pig) for his family.

Cayo works hard running his convenience store - a business that he started alone. He works every day from early in the morning and works for around 12 hours. He enjoys his job and his business is doing well because he offers good prices and treats his customers well.
Cayo is very grateful to the Kiva lenders, because thanks to their help, he will be able to buy items such as dry goods, drinks, and school supplies so that his store is better-stocked and he can sell to more customers. He will carry on working and doing his best to achieve his dream of seeing his children become professionals.
View original language description ↓
Cayo es un hombre de 45 años, vive en la ciudad de Ica con su esposa e hijos, a quienes y son su principal razón en la vida, él es una persona muy amable, trabajador y entusiasta, que junto con su esposa dedican todos sus esfuerzos por sacar adelante a su familia; gracias a su esfuerzo Cayo inició sus estudios para convertirse en Profesor, lamentablemente por falta de recursos económicos y por la necesidad trabajar, Cayo no pudo culminar sus estudios, pero le gustaría mucho poder hacerlo, en sus ratos libres le gusta leer un poco y en algunas ocasiones cocina un riquísimo Cuy Chactado para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Cayo trabaja en su pequeño negocio de venta de abarrotes, el trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 12 horas, él se siente a gusto realizando su labor y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Cayo se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería, como abarrotes, bebidas y útiles escolares, de esta manera Cayo tendrá su negocio mejor abastecido y podrá atender a mas clientes, así pues él seguirá trabajando y esforzándose para logra su gran sueño de ver a sus hijos convertidos en buenos profesionales.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $55,267,550
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD