Cayo works hard running his convenience store - a business that he started alone. He works every day from early in the morning and works for around 12 hours. He enjoys his job and his business is doing well because he offers good prices and treats his customers well.
Cayo is very grateful to the Kiva lenders, because thanks to their help, he will be able to buy items such as dry goods, drinks, and school supplies so that his store is better-stocked and he can sell to more customers. He will carry on working and doing his best to achieve his dream of seeing his children become professionals.
Por iniciativa propia, con mucho empeño y dedicación, Cayo trabaja en su pequeño negocio de venta de abarrotes, el trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 12 horas, él se siente a gusto realizando su labor y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Cayo se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería, como abarrotes, bebidas y útiles escolares, de esta manera Cayo tendrá su negocio mejor abastecido y podrá atender a mas clientes, así pues él seguirá trabajando y esforzándose para logra su gran sueño de ver a sus hijos convertidos en buenos profesionales.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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