El Aguacate (Cuenca) Group
One of the members of this group is Rosa. She has been a part of the communal bank El Aguacate for some years and is one of the founding members of this group.
Rosa is thirty-two years old, is married, and has four children (ages 16, 12, 8, and 5) through this marriage. Her first two children are studying in high school and her two youngest children are in primary school. They do not have their own home; they live in a relative's house. Her husband works in construction.
In order to help her husband with the home expenses, Rosa makes a living as a housekeeper. She has had this job for three years and works Monday to Friday without a fixed schedule. In her free time, she also makes a living selling various brands of cosmetics door-to-door.
Her new loan is going to be invested in the purchase of cosmetics, so that she can have more variety.
Her goal is to have her own shop where she can sell her merchandise.
Una de las socias de este grupo es la Señora. Rosa, forma parte del banco comunal El Aguacate desde hace algunos y es una de las socias fundadoras de este banco comunal.
La Señora. Rosa tiene 32 años, es casada y fruto de su unión conyugal ha concebido 4 hijos de 16, 12, 8 y 5 años de edad, sus dos primeros hijos están estudiando en el colegio y sus dos últimos hijos se encuentran en la escuela. No tienen casa propia por lo que viven en casa de un familiar, su esposo se dedica a la construcción.
Doña Rosa para ayudarle a su esposo con los gastos del hogar se dedica a la limpieza de una casa, tiene este trabajo desde hace 3 años y labora de lunes a viernes sin un horario fijo. En sus tiempos libres se dedica a la venta ambulante de cosméticos de varias marcas.
Su nuevo crédito va a invertir en la compra de cosméticos para tener más variedad.
Su meta es tener un local propio para vender su mercadería.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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