Luz De Luna Brillante Group
The loan they will take out will benefit small business owners, one of whom is Alicia. She says that she joined Pro Mujer six and a half years ago on an invitation by one of the group’s credit counselors who went to visit her at home. Currently she has a small business selling sweets. She says she launched this business ever since she entered a school as a caretaker.
The loan that Alicia will take out is to increase her working capital (through the purchase of sweets) that she will get from the fairs in the city of El Alto, and later, sell in her fixed store location. This type of work allows her to generate resources to take care of her home as well as she can. She is married and has four children.
When asked what she likes about Pro Mujer, she responds that she likes the health training.
In the photograph, Lucila is missing since she was at a doctor’s appointment in the clinic.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Alicia es integrante, ella indica que hace seis años y medio que integra Pro Mujer, ingresando por invitación de una de las asesoras de crédito de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de golosinas; cuenta que este negocio lo emprendió desde que ingreso a un colegio como portera.
El crédito que ahora sacará es para el aumento de capital (compra de golosinas) que adquirirá de las ferias de la cuidad de El Alto y posteriormente lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid