James lives in the Mariakani area of Coast Province, Kenya. He is married and owns a restaurant which he has been operating for five years. He employs four other people in the café.
He learnt about Milango through friends who invited him to the group and he joined with the aim of accessing credit to improve his business operations. His main challenges are competition and the effect of seasonal changes.
James is applying for a loan of 83,450 Kenya shillings to buy stock like rice, cereals, wheat flour, etc. His extra income from this loan will be invested back into the business and for the improvement of his family's living standard. His dream is to open another restaurant.