Carla Veronika has a six-year old child. She is part of a recently formed group called Alegría (Joy) which is composed of five very enterprising members who have come together to support each other and build their businesses.
Carla Veronika has been working in clothing sales for two years, a business that allows her to cover her basic expenses, like an education for her young child.
The loan received will be invested in the purchase of costumes, as she plans to rent them out to expand her business.
La Sra. Carla Verónika, tiene un hijo de seis años de edad. Ella forma parte de un grupo que recien se ha formado de nombre "Alegría" el cual está integrado por cinco socias todas ellas muy emprendedoras y se han unido para apoyarse mutuamente y sacar adelante sus negocios.
Carla Verónika, se dedica desde hace dos años a la venta de ropa, negocio que le permite cubrir sus gastos de primera necesidad asi como los estudios de su pequeño hijo.
El préstamo recibido lo invertirá en la compra de disfraces, ya que piensa implementar en su negocio el alquiler de éstas prendas para ampliar su negocio.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.