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El Mirador Group
In this Group: Epifania Reyna , Antolina, Lourdes Karina, Henry Gustavo, Maria Antonieta, Flormira
Sra. Epifania Reyna is 60-years old. She is a member of the communal bank "El Mirador." The bank is made up of six members, each with a different business.
Two years ago, with a small amount of capital she got from a loan, Sra. Epifania Reyna started her business selling food. She set up one space in her house for preparing the food and another small space to serve her customers. Business has been going well for her, but she would like to upgrade her utensils and kitchenware.
Sra. Epifania Reyna will invest the loan she received in the purchase of supplies for making the food she sells.
View original language description ↓
La Sra. Epifania Reyna, tiene 60 años de edad, ella es socia del grupo "El MIrador", que está formado por 6 socias; cada una con diferentes negocios.
Hace dos años con un peuqeño capital obtenido de un prestamo inició su negocio de venta de comida, ambientó un espacio en su casa para poder preparar los alimentos para la venta y otro pequeño espacio para atender a los clientes, le ha ido bien pero le gustaría mejorar los utensilios y menaje a utilizar.
El préstamo recibido lo invertirá en la compra de insumos para la preparación de los alimentos a vender.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Mirador Group's $1,900 loan helped a member to invest in the purchase of supplies.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Mar 1, 2013
Currency Exchange Loss:
Aug 17, 2013