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Enalvis
Enalvis is 28 years old, married and has two children ages 12 and 4. She earns income with her own business, which is preparing and selling lunches, soft drinks and ice cream. Her husband gave her the idea to start the business when he suggested that she sell lunches to his work colleagues. With her husband being so close, her business started to go well, and little by little she has been adding to it, including popsicles and soft drinks, which complement what she is able to offer her customers. She conducts her sales in cash and works Monday to Friday from 5 a.m. to noon.

Enalvis is currently requesting a Kiva loan to be able to sell to an increased number of customers, since each day more customers come to her and her small amount of capital makes it a real challenge to be able to sell to all of them. This Kiva loan is her first financing with Fundación Mario Santo Domingo. She will use the loan to buy supplies, meats, soft drinks and disposable products. She says that with this investment she will begin the path to growing her business. Her goal later on is to have her own, well-equipped premises from which to better sell her products and wait on her customers with the quality they deserve.
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Enalvis de 28 años tienen su familia conformada por su cónyuge y sus 2 hijos en las edades de 4 y 12 años. Ella genera ingresos con su propio negocio, de preparación y venta de almuerzos, refrescos y helados, que inició porque su esposo le dio la idea de venderle almuerzos a sus compañeros de trabajo y con el muy cerca, le empezó a ir bien, poco a poco ha agregado, paletas, refrescos con los cuales complementan la oferta que hace a sus clientes. Sus ventas las realiza de contado y trabaja de lunes a viernes y desde las 5 de la mañana a las 12 del medio día. En la actualidad está aplicando a un credikiva, para poder atender la clientela potencial, que cada día solicita y su mínimo capital se convierte en un gran desafío para responderles. Su credikiva es el primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará víveres, cárnicos, refrescos y desechables, pues con esta inversión inicia el camino a su crecimiento pues su meta más adelante es tener un local propio y bien adecuado, para hacer de su producción un mejor momento y atender con la calidad que amerita su clientela.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 498
    View loans »
    Colombia Loans Fundraising
  • $15,254,800
    Funds lent in using Kiva
  • 1,804.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $750 helped Enalvis to buy supplies, meats, soft drinks and disposable products.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 8, 2013
Listed
Feb 25, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014