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Dirianis
Dirianis is 27 years old, married, and lives with her husband and their two children aged six and 10 years old. They both dream of seeing them become successful, and, for this reason, Dirianis and her husband work hard to give them the best life they can. Three years ago, with some money they had saved, they started a business selling desserts and hamburgers. Dirianis’s mother helped them with her suggestions and experience. They managed to grow little by little and are now very well-known in the areas where they sell. Their main customers are people from the local neighborhood and areas close by, to whom they sell to daily, door-to-door, and on short-term credit.

The demand for their products is gradually increasing, and they do not have enough money to invest to be able to increase their number of customers or to be able to expand into other markets that could help their growth. This is the biggest challenge that they are facing, and that is why they have come to Kiva for their first loan from the Fundación Mario Santo Domingo, with which they will buy sauces, meat, and bread products to have enough supplies to make products for their potential customers.

Their dream is to buy their own house to be able to give their family their own roof to live under peacefully.
View original language description ↓
Dirianis de 27 años de edad es una mujer casada que vive con su esposo y sus dos hijos en las edades de 6 y 10 años. Con ello sueña verlos convertidos en personas exitosas, por eso ella y su esposo se esmeran en trabajar persistentemente para lograr el máximo bienestar. Hace 3 años iniciaron un negocio de preparación de postres y hamburguesas, atendiendo Dirianis a la sugerencia y experiencia de su madre, pues contaban con un pequeño capital para iniciarlo. Con esta experiencia inicial lograron aumentar su capital poco a poco y hoy son muy conocidos en los sectores donde se encuentran instalados. Sus principales clientes son vecinos del barrio y de sectores aledaños, a quienes se los ofrecen puerta a puerta, diariamente y a un crédito que recupera a corto plazo. Poco a poco la demanda de sus productos es mayor y su dinero no es suficiente para lograr invertir y aumentar su clientela, ni para extenderse en otros mercados que le posibilitan su crecimiento. Esta es el desafío mas importante que enfrenta, por eso ha acudido a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará salsas, carnes y productos de panificación para tener suficientes insumos con los cuales producir para su potencial clientela. Su sueño de prosperidad es más adelante comprar su vivienda para ofrecer a su familia un techo propio donde vivir con sosiego.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 507
    View loans »
    Colombia Loans Fundraising
  • $14,967,675
    Funds lent in using Kiva
  • 1,804.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Dirianis to buy sauces, meat, and bread products.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 8, 2013
Listed
Feb 25, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014