Amina is a forty-nine-year-old married woman with seven children living in Kasese, Uganda. For sixteen years she has been operating a restaurant business and with the proceeds she has been able to buy land, pay school fees for her children, and renovate her house. Good mother that she is, she desires to educate her children up to the University and see them work for reputable organizations. High cost of foods and price fluctuations affect the business while her plan is to have a hotel. Amina intends to use the loan to pay school fees for her children.